Terms of Service

Last updated: October 14, 2025

1. Acceptance of Terms

By accessing and using PipsChatter ("the Service"), you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use the Service.

2. Description of Service

PipsChatter provides personalized market commentary and portfolio analysis delivered as audio podcasts. The Service uses artificial intelligence to analyze market data and generate insights.

3. Not Financial Advice

IMPORTANT: The content provided by PipsChatter is for informational and educational purposes only. It is not financial advice, investment advice, trading advice, or any other sort of advice.

You should not make any investment decisions based solely on the information provided by PipsChatter. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.

4. User Accounts

You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. You agree to notify us immediately of any unauthorized use of your account.

5. Privacy and Data

Your use of the Service is also governed by our Privacy Policy. We collect and use your portfolio data solely to provide personalized market commentary.

6. Subscription and Payment

Certain features of the Service may require a paid subscription. Subscription fees are billed in advance and are non-refundable except as required by law. You may cancel your subscription at any time.

7. Intellectual Property

The Service, including all content, features, and functionality, is owned by PipsChatter and is protected by copyright, trademark, and other intellectual property laws.

8. Disclaimer of Warranties

THE SERVICE IS PROVIDED "AS IS" WITHOUT WARRANTY OF ANY KIND. WE DO NOT GUARANTEE THE ACCURACY, COMPLETENESS, OR TIMELINESS OF ANY INFORMATION PROVIDED BY THE SERVICE.

9. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, PIPSCHATTER SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING WITHOUT LIMITATION LOSS OF PROFITS, DATA, OR INVESTMENT LOSSES.

10. Changes to Terms

We reserve the right to modify these Terms at any time. We will notify users of material changes via email or through the Service. Your continued use of the Service after changes constitutes acceptance of the modified Terms.

11. Contact Information

If you have questions about these Terms, please contact us at support@pipschatter.info